The XRP adoption in Japan is primarily driven by SBI Holdings and SBI Ripple Asia, which are working to integrate RippleNet into Japan’s banking system. Nearly 80% of Japanese banks are expected to use XRP for cross-border payments by 2025, improving efficiency and reducing costs. The XRPL (XRP Ledger) is also being explored for supply chain solutions beyond finance. This positions Japan as a leader in blockchain-based financial innovation.